sutton bank visa commercial card

We shall not bear any liability, whatsoever, for any damage or interruptions caused by any computer viruses that may affect your computer or other equipment. Our Business MoneyIQ page features useful information and videos to help your business navigate the increased threats from cyberattacks, Ransomware, DDoS attacks, tax fraud and more. Credit Cards. Yet many businesses cant afford professional IT solutions, have limited time to devote to cybersecurity, or they dont know where to begin. We, us, and our mean the Issuer and its respective successors, affiliates, or assignees. As a result, every job in the organization is responsible for cybersecurity knowledge and abilities. All credit decisions are made by Backoffice.co, Inc DBA finally. Similar to logging in online, the app will usually provide you with a home screen once you . Industry leaders across on-demand delivery, expense management, digital banking & more use Marqeta to quickly launch programs. Use antivirus software and keep it updatedMake sure each of your businesss computers is equipped with antivirus software and antispyware and updated regularly. You agree that from time to time, without further notice to you, we may monitor and/or record telephone calls and electronic communications between you and us to assure the quality of our customer service or as required by applicable law. Use open APIs to create new payment products or streamline supplier and workforce payments. 29. These may change or we may introduce new ones in the future. Developed by the DHS Cybersecurity and Infrastructure Agency (CISA), this toolkit will help you raise awareness and reduce the impacts of supply chain risks. The Card issued to you will be in the form of a virtual card (available to you in the App) (Virtual Card) and a physical card (a plastic card, which will be delivered to you) (Plastic Card), both cards carrying and representing the same assigned 16-digit card number and Card Account. You can also replace your Card by contacting our Customer Service (contact details at the very top). In addition, we remind you that the Card and the related services descried herein are made available exclusively to the customers of Majority USA, LLC and that the services provided by that company are subject to the subscription fee as set out in the Majority Terms of Services. Benefits may vary by card issuer, so check with your card issuer to learn more about your specific Visa Infinite/Signature credit card benefits and features. This reduced liability does not apply to PIN transactions not processed by Visa or ATM cash withdrawals (see Transactions Not Routed Through the Visa System below). Program management. The Card will remain the property of the Issuer and must be surrendered upon demand. Secure your networksSafeguard your Internet connection by using a firewall and encrypting information. Get 15% off on individual courses at edX, only with your Visa card. Note that you may also be charged a fee for a balance inquiry even if you do not complete a fund transfer. When you use your Card, you are redeeming the value on the Card and not making a withdrawal from a checking or savings account. Small businesses are attractive targets because they have information that cybercriminals want, and they typically lack the security infrastructure of larger businesses. The Card is nontransferable, is not for resale, and it may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. Read More Business Details. Amendment, Suspension and Cancellation. Includes prepaid. Skip to main content . The Troubleshooters have received reports from other consumers in the Delaware Valley about Cash App cards issued by Sutton Bank. There are cases when attackers are pretending to be a lawyer or someone from a law firm that is supposedly in charge of crucial and confidential data. Merchants generally will not be able to determine your available balance. Vanilla Visa Gift Cards are issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Cards may be used in the U.S. and District of Columbia everywhere Visa debit cards are accepted. The Card is not for resale and may not be transferred or assigned. This arbitration agreement is made pursuant to a transaction involving interstate commerce, and shall be governed by the Federal Arbitration Act, 9 U.S.C. We further reserve the right to offset any negative balance by any current or future funds you may load to or maintain in your Card Account or funds in any other Card Account you maintain with us now or in the future. The Card is issued by the Bank. You are responsible for all authorized transactions initiated and fees incurred by the use of your Card. Any different agreement regarding arbitration must be agreed to in writing. The end goal of a BEC fraud is to persuade the target to make a money transfer or send sensitive data to the attacker while believing they are executing a legitimate and regular business operation. Combine the flexibility of a credit card with the predictability of a personal loan. Card Account Balance/Transaction History/Cardholder Agreement. Featured. The app enables you to send and receive money, purchase stocks and Bitcoin. Managers should bear in mind that hackers dont just break into the IT department by sheer force; they look for weaknesses. . We will attempt to communicate with you only by use of the most recent contact information you have provided to us. We reserve the right to require an affidavit signed by you and conduct an investigation into the validity of any request. Earn cashback rewards on eligible purchases with no cap. Options may vary. All rights reserved. Save 10% on full-price purchases over AUD $200, or 12% off purchases over AUD $400 when you pay with a valid Visa card. $4.95 Purchase Fee. . 26. Yes, you can choose Canadian or US currency cards for your Canadian employees. Other fees may apply. We may transfer our rights under this Agreement. IF YOU DO NOT AGREE TO THE TERMS OF THIS ARBITRATION AGREEMENT, DO NOT ACTIVATE OR USE THE CARD, SAVE YOUR RECEIPT AND CONTACT CUSTOMER SERVICE TO CANCEL YOUR CARD AND TO REQUEST A REFUND. There are a number of ways to get an Opal card, depending on the card you need. Well, like all social engineering attacks, BEC fraud relies on the human factor in order to be successful. To find out if the Commercial Card program is right for your business, or to explore our other payment solutions, please speak with a Payment, Cash Management & Deposits Specialist today. We cannot accept responsibility for any email messages not received by you or for any delay in the receipt or delivery of any email notification. The Upgrade Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Get more info. If we ask for specific identifying documents, we will have the right to immediately close or suspend your Card Account if those specific documents are not provided. Best Practices. 10. We will pay the initial filing fee to commence the arbitration. If we decide not to enforce our rights or charge a fee in one situation, we are not giving up our right to enforce it or to charge the fee in a later situation. You agree that any notice or communication sent to you at an address noted in our records shall be effective unless we have received an address change notice from you. Phone Numbers. | The Revenued Business Card is a purchase of future receivables and not a loan. You should get a receipt at the time you make a transaction using your Card. Organizations must have complete policies and methods for communicating with their constituents, workers, and stakeholders, as well as the general public, in order to be successful. The maximum balance allowed on your Card is $10,000. All Cards are issued by Sutton Bank and distributed and serviced by Telos Gifting, LLC, which may be contacted by phone at 866-353-4237 or by mail at 495 Mansfield Avenue, Pittsburgh, PA 15205. . Some merchants will only allow you to do a split transaction if you pay the remaining amount in cash. If you are still experiencing issues, please call 833 . The meanings of terms, conditions and representations herein are subject to definitions and interpretations in the English language. Also, if you become aware of and/or your statement or electronic history shows transactions that you did not make or authorize, notify us at once following the procedures stated in the paragraph labeled Your Right to Dispute Errors. Transactions made outside of the 50 United States, the District of Columbia, Puerto Rico, and other U.S. territories are also subject to this conversion fee even if they are completed in U.S. currency. Lodge with frequently used pre-approved suppliers. Use of your Card is subject to all applicable rules and customs of any clearinghouse or other association involved in transactions. You acknowledge and agree that the value available in the Card Account is limited to the funds that you have loaded into the Card Account or have been loaded into the Card Account on your behalf. Our team of experts provide guidance from setup to launch & scale. To hide your Wi-Fi network, set up your wireless access point or router so it does not broadcast the network name, known as the Service Set Identifier (SSID). Lending criteria apply to approval of credit products. LendingClub, First Century Bank, Green Dot and Metropolitan Commercial Bank didn't respond to Forbes' requests for comment.A Sutton Bank spokesperson says, "the fraud rates we experience . Keep your money in your wallet. IN NO EVENT SHALL YOU BE ENTITLED TO RECOVER ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY OR SPECIAL DAMAGES (WHETHER IN CONTRACT, TORT OR OTHERWISE), EVEN IF YOU HAVE ADVISED US OF THE POSSIBILITY OF SUCH DAMAGES. . Cyber-attacks are a growing concern for small businesses. This Agreement sets forth the entire understanding and agreement between you and us, whether written or oral, with respect to its subject matter and supersedes any prior or contemporaneous understandings or agreements with respect to their subject matter. The Revenued Business Card Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. You may also have additional security obligations related to agreements with your bank or processor. If we exercise this right, we will incur no liability to you because of any resulting unavailability of the funds in your Card Account or your inability to use your Card. Bank of America normally charges a $5 ATM fee. NO CLASS ACTION, OR OTHER REPRESENTATIVE ACTION, OR PRIVATE ATTORNEY GENERAL ACTION, OR JOINDER OR CONSOLIDATION OF ANY CLAIM WITH A CLAIM OF ANOTHER PERSON SHALL BE ALLOWABLE IN ARBITRATION. Because people have a natural desire to be helpful and prove their usefulness, therefore likely to becomevictims of BEC attacks. You hereby agree to our collection, use and sharing of information about you and the Card as provided in our Privacy Policy, which is made a part of this Agreement. A card that can help drive process efficiencies and improve control over procurement spend. The conversion rate may be different from the rate in effect on the date of your transaction and date it is posted to your account. This Sutton Bank Cardholder Agreement (Agreement) constitutes the agreement between you, and Sutton Bank Attica, Ohio (Sutton Bank or Issuer), a FDIC insured member institution, outlining the terms and conditions under which the Majority Prepaid Visa Card (Card) has been issued to you by Sutton Bank (pursuant to a license by Visa USA Inc.), as well as the records maintained by Sutton Bank to account for the funds associated with the Card (Card Account). Reduce purchasing . If your Card Account is in good standing and you have available funds on the Card, we will issue you a new Card upon expiration. We are not responsible for the quality, safety, legality, or any other aspect of any goods or services you purchase with your Card. Balance Transfer Fee. Perfect for startups launching a card program. You may use your Card to purchase or lease goods or services online, by mail or telephone wherever Visa debit cards are accepted as long as you do not exceed the value available in your Card Account, or any other limitations set our herein. The attacker will try to either obtain access to the email addresses of the influential people in the company or just impersonate them. For the avoidance of doubt, the use of your Virtual Card will have the same legal effect as when you use your Plastic Card. You can also set up direct deposits to your account and get a debit card. a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. edX . 7. For customer service or additional information regarding your Card, please visit the help and support sections available in the App or on the Website (https://www.majority.com) or contact Customer Service by phone. Rellevate handles all customer service for the program. This means that you may need to visit more than one merchant if you are seeking to withdraw cash in an amount which is less than or equal to the total limit above, but more than the limit established by the individual merchant. Cyber-attacks are constantly evolving, but business owners should at least be aware of the most common types. You agree to act responsibly with regard to our App and Website and its use. Back up data automatically if possible, or at least weekly, and store the copies either offsite or on the cloud. Having at least basic email security in place and two-factor authentication is a must. If you have a Wi-Fi network, make sure it is secure and hidden. FOR QUESTIONS OR ASSISTANCE, PLEASE CONTACT CUSTOMER SERVICE AT 1 (855) 553-3388. The Issuer reserves the right to refuse to return any unused balance amount less than $1.00. IN ARBITRATION, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO A TRIAL BY JUDGE OR JURY. No one else may sign the rejection notice. With purchasing convenience, cost savings, available credit, and detailed reporting, you'll have what you need to nurture your small business and help it thrive. THIS AGREEMENT CONTAINS AN ARBITRATION PROVISION (ARBITRATION SECTION) REQUIRING ALL CLAIMS TO BE RESOLVED BY WAY OF BINDING ARBITRATION. These transaction limit amounts may be lower when your card is not present, such as an online transaction. These measures are specifically designed to help us protect your identity and identify possible fraud on your Card Account. The money exchange booth at LAX was $1.18 and Travelex at SYD was $1.14 + 3%. We will reject any loads that exceed the maximum balance allowed on your Card. Sumissura . If you need more information about our error-resolution procedures, please contact Customer Service. Isolate payment systems from other, less secure programs and do not use the same computer to process payments and surf the Internet. Crypto cards. Limitation of Liability and Indemnification. Rejection of this Arbitration provision will not affect your other rights or responsibilities under this section or the Agreement. A copy of this Agreement is available to you in the App and on the Website. Your rejection notice must state that you reject the Arbitration provision and include your name, address, Account number and personal signature. You and your mean the person who have received the Card and is authorized to use the Card as provided for in this Agreement. During that period, you will not have access to the funds subject to the hold. Business Email Compromise (BEC)is a type oftargeted scamin which anattacker impersonates a company executive or high-level employeewith the intent ofdefrauding or extracting sensitive datafrom the company or its partners. Card. The card was sealed in original packaging until approximately 8:45am on 09/30/2022. Merchant Holds on Available Funds. We do not waive our rights by delaying or failing to exercise them at any time. If you make a purchase using your Card in a currency other than in U.S. dollars, the amount deducted from the available funds in the Card Account will be converted by Visa into U.S. dollars. Sutton Bank review: Vanilla visa debit card. No Warranty of Availability or Uninterrupted Use. Building and adopting a component library in the context of a vibrant business is no easy feat. By creating an email address with a spoofed domain and just adding 1 digit or one letter in the domain name you could become a victim. Can I customize the card with my business logo? Employees should understand that its better to delay the payment than to be scammed and take the proper steps in making sure the request that came their way is actually legit. By applying for or otherwise by activating the Card, retaining, using or authorizing the use of the Card or any other services provided by us, you represent and warrant to us that: (i) you are at least 18 years of age (or older if you reside in a state where the majority age is older); (ii) you are a U.S. citizen or legal alien (with valid U.S. tax ID number) residing in the United States, Puerto Rico or the District of Columbia; (iii) you have provided us with a verifiable U.S. street address (not a P.O. No cash or ATM access. You can manage your preferences. Employees and emails are a leading cause of data breaches for small businesses because they are a direct path into your systems. Configure all software to install updates automatically. Our commercial card is compatible with most Expense Management System providers in the market place where we are able to send enhanced data (dependent on travel management company enablement). | The Revenued Business Card is a purchase of future receivables and not a loan. 27. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. You should not write or keep your PIN with your Card. This Agreement will be governed by the laws of the State of Ohio except to the extent governed by federal law, without regard to any conflicts of law provisions that provide for the application of the law of another jurisdiction. If you have provided us with the personal information described in the paragraph above labeled Important Information about Opening a New Card Account, then such funds are insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum amount specified by FDIC regulations. FOR QUESTIONS OR ASSISTANCE, PLEASE CONTACT CUSTOMER SERVICE AT 1 (855) 553-3388, 1. You Should also make sure to update your security software regularly and keep a backup of your data. The Visa Gift Card can be used everywhere Visa debit cards are accepted in the US. The Revenued Business Card Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. SUTTON BANK PREPAID RULE LONG FORM DISCLOSURE. If you do not notify us in writing within sixty (60) days after you become aware of the transaction and/or after the statement was made available to you, you may not get back any value you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the value if you had notified us in time and you are grossly negligent or fraudulent in the handling of your Card. We are not responsible for such fee. They often target small-to-medium-sized businesses because these businesses often do not use dual controls on their accounts nor have they adopted a strong information security posture. *When consolidating purchase volume processed through Marqetas platform in 2019. You can either do the assessment yourself, orrequest a facilitated assessmentby DHS cybersecurity professionals. 3. For existing companies, the Tribal account opening process is 100% digital and the application process typically takes less than 10 minutes. 16. Sutton Bank is not making the credit decision. Your Card and your obligations under this Agreement may not be assigned. Any funds withdrawn from an ATM or POS device are subject to the following transaction limits (in addition to any other restrictions or limitations set out in this Agreement). We will not charge you any fees for the initial issuance or use of the Card. - Review Transaction History. Access the toolkit here. Give us a call at +1-877-662-3489 or fill out the form below and well get back to you within 24 hours. The amount of the fee should be disclosed at the ATM. The Card is not a credit card. Requests for address or name changes may be subject to additional verification requirements. This type of scam usually targets employees from the HR and bookkeeping departments. In this specific scam companies working with foreign suppliers are often targeted. You may simply lock the card for the specific vendor and not have any additional recurring spend blocked. Activating Your Card: You must activate your Card before it can be used. Better Cards. Card Protection. The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by the Card Network from the range of rates available in wholesale currency markets for the applicable central processing date, which may vary from the rate the Card Network itself receives, or the government-mandated rate in effect for the applicable central processing date. Mega International Commercial Bank ( Visa credit and debit cards, JCB and MasterCard credit cards) Shin Kong Bank (Mastercard and Visa . While merchant refunds post as soon as they are received, please note that we have no control over when a merchant sends a credit transaction and the refund may not be available for a number of days after the date the refund transaction occurs. . If the merchant credits your Card, the credit may not be immediately available. You may reject the arbitration provision by sending us written notice within 45 days after your first card purchase. If we do not properly complete a transaction from your Card on time or in the correct amount according to our Agreement with you, we may be liable for your losses or damages. There are also maximum load restrictions we may place on your Card when aggregated with any other Cards you have. You agree to present your Card and meet identification requirements to complete load transactions as may be required from time to time. The arbitrators award will be binding and final. Opal cards can be ordered online for delivery to an Australian address within 5 to 7 business days. | The Revenued Business Card is a purchase of future receivables and not a loan. 28. Save 12% on all purchases when you pay with a valid Visa card. Rewards associated with the Upgrade Card, when applicable, are provided by Upgrade, Inc. SUTTON BANK PREPAID RULE SHORT FORM DISCLOSURE, Fees associated with your Majority Prepaid Visa Card, 2. EXCEPT AS EXPRESSLY OTHERWISE PROVIDED IN THIS AGREEMENT, WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND TO YOU, AND HEREBY EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, REGARDING THE CARD OR RELATING TO OR ARISING OUT OF THIS AGREEMENT, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

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